Around this time of year most of us have to file our taxes, regardless of being employers, employees, or even disabled. Often its too many employees with the consumer mindset ready to spend an income tax check before it even hits the account or mailbox. Many non-Black people know this, and there will be a slew of ads coming your way about how you should spend it.
My question to you is, why spend it at all?
As Black people, we already know how companies thrive off of our business (excluding Black owned businesses for the most part). This year, hang on to your money if a purchase isn't imperative. Try keeping that money in your account. We can do a lot more than boycott Christmas, and money that you don't spend is money saved. Consider what you can do in five years if you save your yearly income tax funds, it can go towards investing in something you've prepared for during that time.
Its 2019. If you're old enough to know better, you're old enough to do better. Having the newest, biggest, and best products aren't necessary. Challenge yourself to make your current TV work, if you need a phone, consider going with a mid ranged phone or a basic phone that gives you the basics function. If you're on the grind, and an app isn't imperative to what you do on a daily basis then a basic phone could work. In fact, a basic phone could actually help you focus more on what you need to do. Down time can be used to catch up on social media. If your job is affected because you can't stay out of facebook, that's a problem unless you work for facebook so think of the pros vs cons.
Think bigger than a purchase this year. Think of tomorrow, next week, next month, year, and what can happen if you work a plan.
